Author: Damian Davila / Source: Wise Bread If you’re stressing out about whether or not you’re saving enough for retirement, you’re not alone. Millennials are among those struggling the most with this dilemma. According to a 2016 study, 64...
Author: Tim Lemke / Source: Wise Bread We’ve all received unsolicited financial advice, often from well-meaning relatives and friends. In many cases, this advice is useful. But a lot of “classic” personal finance advice simply hasn’t...
Author: Dan Rafter / Source: Wise Bread There’s a reason why so many people invest their retirement savings in target-date mutual funds offered within their 401(k). These funds are designed to be simple: Your money is automatically invested in a mix of...
Author: Tim Lemke / Source: Wise Bread If you have a 401(k), chances are you’ve been given the option to invest in a “target-date” fund. This is a balanced mutual fund that gradually changes its investment mix depending on how close you are...
Author: Damian Davila / Source: Wise Bread More and more Americans are choosing an employer-sponsored 401(k) as their preferred way to build up their nest eggs. As of 2014, an estimated 52 million Americans were participating in a 401(k)-type plan. When used...
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